No parent likes to think about dying. They don’t want to think about what will happen to their children when they are not around. However, as a parent, you need to think about your children so that they are provided for if you die unexpectedly.
Naming Guardians for your children, either in your Will or by separate estate planning document prior to your death, allows you to determine who you want to care for your children if you die before your children become adults. It can be really hard to decide who should get that responsibility but here are some things to think about when choosing the right guardian for your children.
- Pick someone that your children know, trust, and hopefully already love. You don’t want your children to have to live with strangers. Their life is going to be uprooted so much already that you should do your best to find someone who they are comfortable around.
- Think about people who have the same beliefs as you. You want to pick parents who are going to raise your children the same way that you would. Make sure they have the same thoughts on parenting, religion, money, and other important topics for you.
- Make sure that they can financially afford your children. Though you hope to provide for your children in your Will, you know how costly it can be to have children. You don’t want to put your children in a home where money is a big struggle.
- Find out if they are even interested. Becoming a guardian is a big responsibility and you need to decide if they would be willing to do that for you. They may end up raising your children so you need to make sure that they are up for the job.
Finding a guardian for your children who already know and loves your child is not easy. You also need to ensure that they can afford your children and that they will raise your children the way that you want them to be raised. Then, you need to ask them if they are up for the challenge!
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